What is the policy of the commercial Banks for the San Jose bank owned house

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What is the policy of the commercial Banks for the San Jose bank owned house Empty What is the policy of the commercial Banks for the San Jose bank owned house

Post  Admin on Fri May 14, 2010 2:06 am

Our commercial Banks should correctly understand the control policy for promoting San Jose bank owned house industry sustainable development, understand the significance of the regulation is developing "meet residents living demand from the" common commodity housing ";" Understood earnestly implementing the control policy and steady development business has inner coordinating consistency. In case, all San Jose bank owned house regional differences, commercial Banks should be strengthened on the local authorities and the communication, and focuses on the analysis of local government plans, land, planning, construction and other relevant departments have issued or the rules to or policy measures, On the other hand, should be careful analysis of the local market supply and demand San Jose bank owned house, and market operation characteristics of the local market and the policy of commercial bank credit business real estate may influence. Through the analysis of strengthening regional market research on business development environment, enhance the accuracy of the judgment, for business decision-making more scientific basis.

Commercial Banks should with regulatory capital adequacy of capital oriented, strengthen risk assets, with economic capital allocation as the core, the financial services to San Jose bank owned house the effective risk assets. According to their own assets and liabilities structure should limit San Jose bank owned house, risk indexes, such as real estate, reasonably determine the relevant public credit business year, at the same time, the development of comprehensive consideration of the scale of development business branches in 2009, 2010 market situation, customer and pictures, project reserve of scientific, reasonable 2010 each San Jose bank owned house public credit business development plan, and establish the new control target and business branches of the assets quality level of dynamic adjustment mechanism. The assets quality of different degree of deterioration of the branch shall be timely and appropriate scale of the rising. In order to avoid the annual business development, commercial Banks should be transferred to strengthen guidance branch within the year to launch the project classification and sorting and project management, according to the New Year, the reasonable configuration scale of credit resources scientifically loan on time to launch rhythm, balanced, scale control effectively.

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